BUYER’S GUIDE

Buying a property is a significant decision and a substantial investment. To ensure a successful and informed purchase, it’s essential to navigate the process with care and diligence.

Here’s a buyer’s guide that outlines key steps and considerations:

Step 1. Define Your Requirements: Start by determining your needs and preferences. Consider factors such as location, property type (house, apartment, etc.), size, amenities, budget, and any specific
features or requirements you have in mind. This will help you narrow down your search and focus on properties that align with your criteria.

Step 2. Set a Budget: Establish a realistic budget based on your financial situation and affordability. Consider factors like down payment, mortgage pre-approval, ongoing expenses (e.g., property
taxes, insurance, maintenance), and any additional costs associated with the purchase (e.g., legal fees, inspections). It’s crucial to have a clear understanding of your financial limits before proceeding.

Step 3. Research the Market: Conduct thorough research on the real estate market in your desired location. Look into current property prices, trends, market conditions, and the availability of
properties that match your criteria. This will help you gauge the market and make informed decisions.

Step 4. Consult with our Real Estate Agent: Consider enlisting the services of a reputable real estate agent who specializes in the area you’re interested in. A knowledgeable agent can provide valuable
insights, access to listings, and expert guidance throughout the buying process. They will help you find suitable properties, negotiate offers, and navigate legal and administrative aspects.
Property Viewings: Schedule viewings of the shortlisted properties that meet your requirements. Inspect the properties thoroughly, paying attention to condition, layout, functionality, and any potential
issues. Take notes and ask questions to gain a comprehensive understanding of each property.

Step 5. Due Diligence: Before making an offer, conduct due diligence on the property. This may include obtaining a property survey, conducting inspections (e.g., structural, electrical, pest), reviewing
legal documentation (title deeds, planning permissions, restrictions), and verifying utility connections. This step helps uncover any hidden problems or issues that could affect the property’s value or
suitability.

Step 6. Make an Offer: Once you’ve identified a property that meets your criteria and completed due diligence, it’s time to make an offer. Consult with your real estate agent to determine an
appropriate offer price and negotiate with the seller. Consider factors such as market value, property condition, time on the market, and your budget. Be prepared for potential counteroffers and
negotiate terms that protect your interests.

Step 7. Secure Financing: If you require financing, our company can introduce you with a mortgage lender to finalize your loan application. Provide all necessary documents and information, and
review loan terms, interest rates, and repayment options. Ensure you obtain a mortgage pre-approval letter before proceeding with the purchase.

Step 8. Contract and Closing: Once your offer is accepted, engage a qualified conveyancer or real estate attorney to handle the legal aspects of the transaction, are have our in-house sales progression
and conveyance officer. We will review and prepare the purchase contract, ensuring all terms and conditions are fair and protecting your rights. Our conveyancer will guide you through the closing
process, coordinating necessary searches, inspections, and the transfer of funds. Review all documents carefully before signing and completing the purchase.

Step 9. Post-Purchase: After closing, take steps to secure your new property, such as updating locks, arranging insurance, and transferring utilities. Plan for any necessary renovations or repairs, and
familiarize yourself with any ongoing obligations (e.g., homeowners’ association fees). Enjoy your new property and consider regular maintenance and care to protect your investment.

Remember, buying a property is a complex process, and it’s essential to seek professional advice and assistance as needed. Stay organized, ask questions, and conduct thorough research to ensure a
smooth and successful purchase. Above all, consult us, we have it all for you.